Disclaimer
Informational Purposes Only
The calculators and content on Instant Mortgage Calculator ("the Site") are provided for general informational and educational purposes only. Nothing on this Site constitutes financial advice, investment advice, mortgage advice, legal advice, or tax advice, and should not be relied upon as such.
Not a Lender or Mortgage Broker
Instant Mortgage Calculator is not a lender, mortgage broker, bank, credit union, financial advisor, or real estate agent. We do not offer, originate, or underwrite any mortgage loans. We do not guarantee that you will qualify for any loan, rate, or program.
Estimates Are Not Quotes
All calculations on this Site are estimates based on the information you input and standard mathematical formulas. Actual loan payments, interest rates, fees, property taxes, insurance costs, and closing costs will vary based on your specific loan terms, lender, location, creditworthiness, and other factors. Results should not be treated as a loan quote, pre-approval, or guarantee of any kind.
Interest Rates
Interest rates shown in examples or defaults are for illustrative purposes only. Mortgage rates change daily and vary by lender, loan type, borrower credit profile, loan-to-value ratio, and other factors. Always obtain current rate quotes directly from licensed lenders before making any financial decision.
Tax, Insurance, and Fee Estimates
Default values for property taxes, homeowners insurance, PMI, and other costs are estimates based on national averages. Actual amounts vary significantly by state, county, property value, lender requirements, and individual circumstances. You should consult your local tax assessor, insurance agent, and lender for accurate figures specific to your situation.
Affiliated Third-Party Links
This Site contains links to third-party websites and may display advertisements from third-party networks including Google AdSense. Some links may be affiliate links through which we earn a referral fee if you complete an action on the linked site. The presence of a link or advertisement does not constitute an endorsement of the linked company, its products, or its services. We are not responsible for the content, accuracy, or practices of any third-party websites.
Agent Program
The agent referral program allows licensed real estate professionals to share personalized calculator links with their clients. Agents are independent third parties and are not employees, agents, or representatives of Instant Mortgage Calculator. Instant Mortgage Calculator does not verify agent licenses, qualifications, or professional standing. Always work with licensed professionals for real estate transactions.
No Warranty
This Site and its content are provided "as is" without warranties of any kind, express or implied. Instant Mortgage Calculator makes no warranty that the calculators are error-free, complete, accurate, or suitable for any particular purpose.
Limitation of Liability
To the fullest extent permitted by law, Instant Mortgage Calculator shall not be liable for any damages arising from your use of, or inability to use, this Site or its calculators, including but not limited to financial losses arising from decisions made based on calculator results.
Consult a Professional
Before making any financial decision regarding a mortgage, home purchase, or refinance, we strongly encourage you to consult with a licensed mortgage lender, financial advisor, and/or real estate attorney who can review your specific circumstances.
Contact
If you have questions about this disclaimer, contact us at hello@instantmortgagecalculator.net. (Update this email to your actual contact address before going live.)