Privacy Policy
Instant Mortgage Calculator ("we," "our," or "us") is committed to protecting your privacy. This policy explains what information we collect, how we use it, and your choices.
Information We Collect
Calculator Inputs
When you use our calculators, you enter financial figures (home price, loan amount, interest rate, etc.). This information is processed locally in your browser to calculate results. We do not store your calculator inputs on our servers.
Email Address (Newsletter)
If you voluntarily subscribe to our newsletter, we collect your email address and a tag indicating which calculator you used (e.g., "mortgage," "refinance"). Submissions are processed directly through secure webhook automation and stored securely. We use it only to send you rate alerts and homebuying tips. You can unsubscribe at any time.
Agent Signup Information
If you register as a real estate agent through our agent program, we collect your name, email, phone (optional), brokerage (optional), and headshot photo. This information is used to create your personalized calculator link and to display your contact details to clients who visit through your link.
Usage Data
We use analytics tools (such as Google Analytics) to collect anonymized information about how visitors use our site, including pages visited, time on site, and general geographic location (country/region level). This does not identify you personally and is used to improve the site.
Institutional Lender Sponsorships
This Site partners with select mortgage lenders and financial service providers as licensed institutional lending partners. Some links on this Site are partner links. If you click one of these links and complete an action on the linked site, that site may share limited referral information with us (e.g., that a referral was made) and we may earn a fee. We do not receive your personal information from sponsors or licensed lending partners through these referrals.
We may also use cookies for analytics purposes. Most browsers allow you to refuse cookies or delete them after use.
How We Use Information
- To deliver and improve our calculator tools
- To send newsletter emails you have subscribed to
- To power the agent referral program (displaying agent info to their clients)
- To analyze site usage and improve user experience
- To feature relevant lender sponsors and direct institutional lender partners
Information Sharing
We do not sell your personal information to third parties. We share information only as follows:
- Newsletter submissions — processed directly through secure webhook automation and stored securely
- Analytics provider (Google Analytics) — anonymized usage data
- Licensed lending partners — for referral tracking when you click a partner link
- Agent signup submissions — processed directly through secure webhook automation and stored securely
- Legal requirements — if required by law or to protect our rights
Data Retention
Newsletter subscriber data is retained until you unsubscribe. Agent information is retained as long as you participate in the agent program. You may request deletion at any time by contacting us.
Your Choices
- Newsletter: Unsubscribe at any time using the link in any email we send.
- Agent data: Contact us to update or delete your information.
- Cookies: Configure your browser to refuse or delete cookies.
- Partner link tracking opt-out: Configure your browser to refuse or delete cookies, or contact us directly.
Your Privacy Rights (CCPA / GDPR)
California Residents (CCPA/CPRA): If you are a California resident, you have the right to know what personal information we collect, request deletion of your personal information, and opt out of the "sale" or "sharing" of personal information (as those terms are defined under the California Consumer Privacy Act, as amended by the California Privacy Rights Act). You can exercise your opt-out rights at any time by contacting us at hello@instantmortgagecalculator.net. We will not discriminate against you for exercising any of these rights.
European Economic Area / UK Residents (GDPR): If you are located in the European Economic Area or the United Kingdom, you have the right under the General Data Protection Regulation to access, correct, export, or request deletion of your personal data, and to object to or restrict certain processing. Our legal basis for processing calculator inputs is legitimate interest (delivering the tool you requested), and for newsletter or agent-signup data, your consent, which you may withdraw at any time. To exercise any of these rights, contact us at hello@instantmortgagecalculator.net. You also have the right to lodge a complaint with your local data protection authority.
Children's Privacy
This Site is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us.
Changes to This Policy
We may update this policy periodically. We will post the revised policy on this page with an updated date. Continued use of the Site after changes constitutes acceptance of the updated policy.
Contact
For privacy-related questions or requests, contact us at hello@instantmortgagecalculator.net.