Privacy Policy
Instant Mortgage Calculator ("we," "our," or "us") is committed to protecting your privacy. This policy explains what information we collect, how we use it, and your choices.
Information We Collect
Calculator Inputs
When you use our calculators, you enter financial figures (home price, loan amount, interest rate, etc.). This information is processed locally in your browser to calculate results. We do not store your calculator inputs on our servers.
Email Address (Newsletter)
If you voluntarily subscribe to our newsletter, we collect your email address and a tag indicating which calculator you used (e.g., "mortgage," "refinance"). This is stored in our email service provider (ConvertKit). We use it only to send you rate alerts and homebuying tips. You can unsubscribe at any time.
Agent Signup Information
If you register as a real estate agent through our agent program, we collect your name, email, phone (optional), brokerage (optional), and headshot photo. This information is used to create your personalized calculator link and to display your contact details to clients who visit through your link.
Usage Data
We use analytics tools (such as Google Analytics) to collect anonymized information about how visitors use our site, including pages visited, time on site, and general geographic location (country/region level). This does not identify you personally and is used to improve the site.
Cookies and Advertising
This Site uses Google AdSense to display advertisements. Google may use cookies and similar technologies to show ads based on your prior visits to this or other websites. You can opt out of personalized advertising at google.com/settings/ads.
We may also use cookies for analytics purposes. Most browsers allow you to refuse cookies or delete them after use.
Affiliate Links
Some links on this Site are affiliate links. If you click an affiliate link and complete an action on a third-party site, that site may share limited referral information with us (e.g., that a referral was made). We do not receive your personal information from affiliate partners through these referrals.
How We Use Information
- To deliver and improve our calculator tools
- To send newsletter emails you have subscribed to
- To power the agent referral program (displaying agent info to their clients)
- To analyze site usage and improve user experience
- To display relevant advertising through Google AdSense
Information Sharing
We do not sell your personal information to third parties. We share information only as follows:
- Email service provider (ConvertKit) — to deliver newsletter emails
- Analytics provider (Google Analytics) — anonymized usage data
- Advertising networks (Google AdSense) — for ad delivery
- Form processing service (Formspree or Netlify) — for agent signup submissions
- Legal requirements — if required by law or to protect our rights
Data Retention
Newsletter subscriber data is retained until you unsubscribe. Agent information is retained as long as you participate in the agent program. You may request deletion at any time by contacting us.
Your Choices
- Newsletter: Unsubscribe at any time using the link in any email we send.
- Agent data: Contact us to update or delete your information.
- Cookies: Configure your browser to refuse or delete cookies.
- Advertising opt-out: Visit google.com/settings/ads.
Children's Privacy
This Site is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us.
Changes to This Policy
We may update this policy periodically. We will post the revised policy on this page with an updated date. Continued use of the Site after changes constitutes acceptance of the updated policy.
Contact
For privacy-related questions or requests, contact us at hello@instantmortgagecalculator.net. (Update this email to your actual contact address before going live.)